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Why Getting Pre-qualified Gives You a Buyers Advantage!

In order for the home buying process to run smoothly, one of the smartest things you can do is to get pre-qualified for a mortgage.

A pre-qualification is an estimate of how much you can borrow from a lender and it allows you to explore loan options specific to your financial situation.

Pre-qualifying for a loan before you go home shopping helps you set a budget and strengthen your negotiating position when making an offer.

How to pre-qualify

Pre-qualification is a simple process that can be done at zero cost and with no obligation. There are several options you can choose to get pre-qualified: You can submit your information to us online, you can provide your information over the phone, or you can provide it in person.

Once you pre-qualify successfully, you will be given a letter stating how much you may be able to borrow based on the information you provided. You can share this with your real estate agent, or simply tell the agent a price range based on the outcome of your pre-qualification.

Making an offer

Once you find the right home to make an offer on, simply inform us of the address and your offer and we will update your loan estimate and pre-qualification letter to match the offer.

Since every home will likely have a different mortgage cost for you, we want you to see those numbers before deciding on your offer.

To start your pre-qualification today you can CLICK HERE TO PRE-QUALIFY ,or to schedule an appointment for a phone consultation you can email us at cjordan@mainstreethl.com or call us at 240-670-5090.

 

Have Christopher Jordan Contact Me About

Getting Pre-qualified for a Home Loan

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Christopher Jordan

Branch Manager, Home Loan Consultant

NMLS #143670

 

Main Street Home Loans

Phone:

(240) 670-5090
Email:  

cjordan@mainstreethl.com


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This is for informational purposes only. All information contained herein is subject to change at any time. Please note that the pre-qualification does not constitute a commitment or a loan approval but is instead a preliminary assessment of your current credit worthiness. MLO licensing information: DC MLO143670; VA MLO-740VA; MD 5762. Main Street Home Loans is a Division of NFM, Inc. NMLS 2893. NFM, Inc. is licensed by: DC # MLB2893; Virginia Mortgage Lender and Broker, Licensed by the Virginia State Corporation Commission # MC-2357; MD # 5330. For NFM, Inc.’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc. is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2019.